The Biden administration formally launches the student debt cancellation application.

In Washington The online application to eliminate federal student debt became accessible, according to President Joe Biden’s announcement on Monday.

The form, which may be located at, is accessible on both desktop and mobile devices and is available in English and Spanish. People’s dates of birth, Social Security numbers, and contact information are requested on the form. No files need to be uploaded by applicants.

In an address at the White House, Biden said that the form’s completion takes under five minutes. It is quick, straightforward, and easy. And for millions of Americans all around our country, it’s a new day,” he concluded.

The application period will last until December 31, 2023. Before November 15, borrowers should submit applications if they want their amounts modified before student loan payments resume in January, according to the White House.

Last Monday, the Biden administration opened an beta version of the application to give the Education Department time to resolve any problems. Education Secretary Miguel Cardona announced on Monday that 8 million people had already applied while standing with the president.

As he thanked Cardona, Biden added, “It took a tremendous amount of work to get this website done in such a short time.

Biden stated in August that he would forgive up to $10,000 of student loan debt for many students who made less than $125,000 in the 2020 or 2021 tax years, following months of promises to take action. Reductions of up to $20,000 are available to Pell Grant applicants.

Although supporters of debt relief applauded the action, some have criticized the administration’s scheme, particularly the brief window of time between the launch of the website and the deadline for the subsequent batch of payments. The criticism has been minimized by the White House.

The Biden administration’s plan is also up against a number of legal obstacles that might delay or scuttle it.
When questioned about the matter on Monday, Biden responded, “Our legal judgment is that it won’t, but they are attempting to block it.

Corrected at 6:57 p.m. ET on October 17, 2022: The application deadline for student loan debt relief was erroneously mentioned in an earlier version of this article. It is not the end of the year; it is December 31, 2023.